The questions all future retirees need to ask themselves:

Q: Will future generations of retirees—the baby boomers and beyond—be able to live as well as today's senior citizens?

A: Only if we act now to head off funding crises in Social Security, Medicare, and even corporate pensions.

Q: Who is acting to hold politicians accountable, and
give future retirees the advice and guidance they need
to navigate present and future challenges?

A: AAFR—the American Association of Future Retirees!


Will the future baby boomer retirement look
like this?

Dear fellow future retiree:

If you're like most baby boomers, you have mixed feelings about retiring.

You're looking forward to the day when you can quit working... travel, spend time with your family, do the things you've always wanted to do but didn't have time for, or just plain relax.

...or this?

But you're also worried whether or not the money you'll need to do all these things will be there when you're ready to retire. If it isn't, you may have to put off retirement until you're too old to enjoy it, or settle for a much lower standard of living than our parents' generation is enjoying now.

You've heard plenty of dire predictions about Social Security: that the money's going to run out, that the system will go bankrupt, that it won't be there for you when you need it. And you know that corporations are cutting back on corporate pension plans wherever they can. The picture isn't rosy, to be sure.

But it's not all gloom-and-doom. We may be sailing on the Titanic, but the iceberg is still five miles away. And we've already spotted it. It's up to us whether we sit back in the deck chairs, or alert the captain, and demand that he take action.

That's where AAFR comes in. Just as AARP advocates for seniors, we advocate for you: the future retiree. We cry foul when the politicians don't tell the truth—either by denying that a problem exists, or by throwing up their hands and saying nothing can be done. And we cut through the thicket of often conflicting advice and present clear facts and data about investing and planning so that you can make informed decisions.

In short, we're here for you.

And the more future retirees we have behind us, the more effective we can be. That's where you come in. We need your support.

Right now, we need additional members to lend their voices to our efforts more than we need money. So the first 5,000 memberships—our charter memberships—are absolutely free of charge.

So please join us. We won't spam you, share your address with third parties, or badger you for money. But we will keep you up to date with our quarterly newsletter; occasionally ask you to write your congressional representative or senator when an important vote is coming up; and politely inform you once per year when we're having our annual fund drive. (Of course, you can unsubscribe from our "austerely infrequent" communications at any time.)

Let's work together to be sure that our retirement years are not something to worry about, but a time to genuinely look forward to!

AAFR, the American Association of Future Retirees

Of recent interest on The Future Retiree,
AAFR's informational blog:

Is Your Insurance Money Safe?

Apr 06, 2017

For many future retirees, life insurance is an important component of retirement planning. Policies that build cash value, such as whole life and variable universal life policies, can be tapped for additional retirement funds if necessary. The recent debacles with the stock market and other securities have many wondering: is my money safe in an […]

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Retirement Investors: Beware the Inflation “Whipsaw Effect” of the Stimulus Package

Mar 11, 2017

Right now, the last thing most investors are worried about is inflation. The price of almost everything, from real estate to stocks to mutual funds, is going down. If you want to get more for your money, all you have to do is sit back and wait until even better bargains come along. In other […]

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7 Things Baby Boomers Should Consider When Purchasing Long-Term Care Insurance

Dec 21, 2016

As baby boomers prepare for retirement, many have a vague feeling that they’d do well to insure themselves against the potentially disastrous cost of long term care. But when they start delving into the details of long term care insurance—perhaps by conducting research on the Internet—they find the subject to be unpleasantly complex, confusing, and […]

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Wondering Where to Retire? Consider Costa Rica

Dec 10, 2016

For many, the dream of retirement in a warm paradise in the sun seems far out of reach. But Costa Rica offers countless Americans, Europeans, and Canadians (among others) the chance to retire in a beautiful, tropical climate; and unlike many other overseas destinations, this small, stable Central American country is both affordable and relatively […]

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How to Integrate Your Life Insurance Program Into Your Retirement Program

Dec 04, 2008


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