The questions all future retirees need to ask themselves:

Q: Will future generations of retirees—the baby boomers and beyond—be able to live as well as today's senior citizens?

A: Only if we act now to head off funding crises in Social Security, Medicare, and even corporate pensions.

Q: Who is acting to hold politicians accountable, and
give future retirees the advice and guidance they need
to navigate present and future challenges?

A: AAFR—the American Association of Future Retirees!


Will the future baby boomer retirement look
like this?

Dear fellow future retiree:

If you're like most baby boomers, you have mixed feelings about retiring.

You're looking forward to the day when you can quit working... travel, spend time with your family, do the things you've always wanted to do but didn't have time for, or just plain relax.

...or this?

But you're also worried whether or not the money you'll need to do all these things will be there when you're ready to retire. If it isn't, you may have to put off retirement until you're too old to enjoy it, or settle for a much lower standard of living than our parents' generation is enjoying now.

You've heard plenty of dire predictions about Social Security: that the money's going to run out, that the system will go bankrupt, that it won't be there for you when you need it. And you know that corporations are cutting back on corporate pension plans wherever they can. The picture isn't rosy, to be sure.

But it's not all gloom-and-doom. We may be sailing on the Titanic, but the iceberg is still five miles away. And we've already spotted it. It's up to us whether we sit back in the deck chairs, or alert the captain, and demand that he take action.

That's where AAFR comes in. Just as AARP advocates for seniors, we advocate for you: the future retiree. We cry foul when the politicians don't tell the truth—either by denying that a problem exists, or by throwing up their hands and saying nothing can be done. And we cut through the thicket of often conflicting advice and present clear facts and data about investing and planning so that you can make informed decisions.

In short, we're here for you.

And the more future retirees we have behind us, the more effective we can be. That's where you come in. We need your support.

Right now, we need additional members to lend their voices to our efforts more than we need money. So the first 5,000 memberships—our charter memberships—are absolutely free of charge.

So please join us. We won't spam you, share your address with third parties, or badger you for money. But we will keep you up to date with our quarterly newsletter; occasionally ask you to write your congressional representative or senator when an important vote is coming up; and politely inform you once per year when we're having our annual fund drive. (Of course, you can unsubscribe from our "austerely infrequent" communications at any time.)

Let's work together to be sure that our retirement years are not something to worry about, but a time to genuinely look forward to!

AAFR, the American Association of Future Retirees

Of recent interest on The Future Retiree,
AAFR's informational blog:

Social Security, Medicare, Veterans’ Benefits: Please Don’t Call Them “Entitlements”

May 01, 2020

“I’m entitled!” Social Security. Medicare. Veterans’ disability and other benefits. For tens of millions of Americans, they’ve come hard earned: through decades of work, hundreds of thousands of dollars in payroll tax payments, and through the sacrifice of health, mobility, sight, or other basic bodily functions most of us take for granted. These government programs […]

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Simple Advice on Tapping Into Your Retirement Fund Early: Don’t

Apr 28, 2020

It’s no secret that the economy is currently in the midst of a slowdown. How serious is it? The old joke about the difference between a recession and a depression comes to mind: If your neighbor’s out of work, it’s a recession. If you’re out of work, it’s a depression. Regardless of what you call […]

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Gold as a Retirement Investment?

Apr 24, 2020

When people think of retirement investments, gold rarely crosses their minds. After all, gold doesn’t provide any income, and the whole purpose of saving for retirement is to replace the income shortfall when you’re not working any more. To be sure, gold makes little sense for those who are already retired, and are seeking an […]

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Is an “encore job” right for you?

Apr 18, 2020

If you’re a baby boomer nearing retirement age, and have been fortunate enough to be able to put aside a substantial nest egg, you may be in an “in between” place: ready, willing, and able to leave your job and try something else, but not ready to give up working entirely. In the past, people […]

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Future retirees beware: Wall Street is lobbying to get its hands on your pension money

Apr 15, 2020

The big Wall Street banking and investment firms—the same fine people who brought us the subprime credit meltdown and the mortgage crisis—are now lobbying lawmakers to allow them to buy up and manage your pension fund money. According to a recent Business Week report, roughly $500 billion—that’s half a trillion dollars—is currently sitting in so-called […]

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